In one paragraphWhat is a Bond is a plain guide to bonds for people holding cash in the UK. It is written by Ian J Hart FCSI IMC, Chartered Wealth Manager, and published by Unbiased Financial Group LLP, which is authorised and regulated by the Financial Conduct Authority. It gives information, never advice.
Who writes it?
Ian J Hart FCSI IMCChartered Wealth Manager
Ian has worked in financial services since 1983. Before that he was a Chartered Electrical Engineer designing computers. In 2003 he founded Unbiased Financial Analysis. He writes this guide for Unbiased Financial Group LLP.
FCSI means he is a Fellow of the Chartered Institute for Securities & Investment. IMC is the Investment Management Certificate. He is a Chartered Wealth Manager.
His full profile is on our sister site: Ian J Hart on targeted-support.uk.
What is this guide for?
A great deal of money in the UK sits in cash. Many people holding it have heard the word "bond" without knowing what it means. This guide explains bonds from the beginning, one layer at a time, so that you can make your own decisions.
What will it not do?
- It will not tell you what to buy, or whether any investment suits you.
- It will not forecast returns. Every figure is an illustration, clearly labelled.
- It will not collect your details. There are no forms, no cookies and no tracking.
Who stands behind it?
Unbiased Financial Group LLP is authorised and regulated by the Financial Conduct Authority, firm reference number 726137. You can check any firm on the Financial Services Register by searching for its name or that number.
Each chapter shows the date it was last updated. Where a fact comes from an official source, the guide links to it, for example the UK Debt Management Office, the Bank of England and GOV.UK.
How does it relate to targeted-support.uk?
The two sites are companions. targeted-support.uk starts with cash and asks whether it is doing what you need. This guide picks up from there and goes deeper on bonds. The list of platforms lives on the sister site.